At present anybody caught doing so in England could be hit with a £200 fine. Drivers across England are being warned about driving during lockdown for non essential travel, but have been reassured that they will stay insured if they do. In the event they need to make a claim, we’ll support them as normal.’. Motorists have been issued a warning about their car insurance during lockdown. Car insurance during lockdown: Your car insurance should still be valid if you drive during lockdown . A warning has been issued to drivers during lockdown who might have their insurance invalidated if they drive for non-essential reasons. A spokesman for the Association of British Insurers said: "Your cover will not be affected if you drive during the lockdown period. It’s well worth a read. Drivers who continue to use their vehicles to make non-essential journeys could soon find their car insurance is no longer valid. Alex Kindred, car insurance expert at Confused.com confirmed to Metro.co.uk: ‘While the government have advised against non-essential journeys in England, people do still need to use their cars for commuting to work or other essential trips. Is my car insurance still valid during lockdown? How to get some of your money back Driving during lockdown could invalidate your car insurance, according to experts. Car insurance could be invalidated by using parking service [COMMENT] These are usually more expensive than traditional agreements and may not offer the same level of protection. Drivers across England are being warned that driving during lockdown could invalidate their insurance. Here’s how to sort out the mess, New car market ends crazy year on a low note, Britain’s best-selling cars, November 2020. Motorists have been issued a warning about their car insurance during lockdown. But making a non-essential car journey during lockdown could also prove even more costly a mistake than you first thought, as your insurance could be invalid if you have an accident, The Mirror reported. Would you like to stay up to date with all the latest advice, ratings, news and offers from The Car Expert? Drivers are being warned their insurance may be ­invalid for non-essential journeys during lockdown. browser that We’ve put together this helpful guide with ten points to check: Part of the confusion about whether your car insurance is valid may be coming from police forces across the running a co-ordinated crackdown on uninsured drivers. While it’s true that you don’t need to update your current policy to add ‘commuting’ if you are now driving to work as a result of Covid-19, you should probably do it anyway. You can unsubscribe at any time. Drivers are being warned that driving during lockdown might invalidate their insurance. But now according to the Mirror, making a non-essential car journey during lockdown could also invalidate car … MORE : Has Wales’ lockdown worked and what are the new rules now the firebreak is over? https://www.abi.org.uk/products-and-issues/topics-and-issues/coronavirus-hub/motor-insurance/. Yes, your car insurance is still valid during lockdown. Could you be invalidating your car insurance? Anybody caught doing so could face a fine of up to £200 for breaking the lockdown rules. You should follow Government restrictions, but if you do use your car for non-essential travel, you will not risk … Drivers who continue to use their vehicles to make non-essential journeys could soon find their car insurance is no longer valid. If caught breaking these rules, you could be fined. If you were to have an accident you could end up paying thousands to cover the repair. Some drivers’ car insurance policies have been made invalid … How to get some of your money back Is car insurance valid during lockdown? And anybody caught leaving home without a "reasonable excuse" could incur a £200 fine under Covid-19 regulations. Lee Griffin, CEO and one of the founders of GoCompare, said: ‘Taking a non-essential journey during lockdown could be outside of the terms of your car insurance policy and so could invalidate your insurance, but insurers have been given guidance by the Financial Conduct Authority (FCA) stating that it expects insurers to act reasonably when deciding whether or not to reject a claim made because of driving during lockdown. Get your need-to-know The origin of this appears to be an insurance-switching organisation that published a press release last Friday, saying: “you may find your car insurance policy won’t cover the damage and you could end up paying thousands of pounds for repairs”. Stuart is the Editorial Director of our suite of sites: GAP insurance and warranty offers from ALA. Award-winning, independent and impartial advice on buying, financing, owning and running a car, We analyse and aggregate dozens of media reviews for each new car into an overall Expert Rating, The latest news from all the major car brands and across the automotive industry. By Matt Allan. But this isn’t the case. With England currently being under lockdown until December 2, people are being told to stay at home and only leave for specific reasons. MORE : Will the Pfizer Covid vaccine be available in the UK and who will get it first? In recent days, there has been mounting concern and speculation online that motorists who are not on an essential trip could be invalidating their car insurance. Further guidance from the ABI also indicates that anyone who has signed up for the NHS Volunteer Responders service will not have to update their car insurance for it to be valid. While making a non-essential journey during lockdown in England this month might break the rules – or in some cases, the law – it won’t automatically invalidate your car insurance. If you were to have an accident you could end up paying thousands to cover the repair. Follow Metro across our social channels, on Facebook, Twitter and Instagram. We're looking at what you need to do during lockdown to keep your car in good working order. You should follow Government restrictions, but if you do use your car for non-essential travel, you will not risk invalidating your car insurance.”, “Further information, including the pledges made by motor insurers to support customers, can be found here as well: https://www.abi.org.uk/products-and-issues/topics-and-issues/coronavirus-hub/motor-insurance/“. Please read below for the full story and ignore speculation in social media or tabloid newspapers. Some experts have suggested your car insurance might be invalid when driving during the lockdown. Driving during lockdown could invalidate your car insurance, according to experts. That would mean that any accident could see you having to pay thousands to cover the repairs. That's because it could invalidate your car insurance during lockdown, according to experts. And anybody caught leaving home without a "reasonable excuse" could incur a £200 fine under Covid-19 regulations. Has Wales’ lockdown worked and what are the new rules now the firebreak is over? Yes, your car insurance is still valid during lockdown. This article replaces a previous version from April 2020, and has been largely re-written to address ongoing speculation about car insurance validity during the latest coronavirus lockdown. GAP insurance and warranty offers from ALA | Warranty offers from Warrantywise | Sell your car with Motorway | Cars for sale from Carsnip, Award-winning, independent and impartial advice on buying, owning and running a car, We compare reviews from 25 motoring websites to bring you a definitive rating for every new car, All the most important new car launches, model updates, car reviews and industry news, Our commercial partners bring you exclusive offers on their products and services, Car buyingCar financeCar ownershipCar insurance, Latest ratingsTop-rated carsTop-rated SUVsAll ratings, About usMedia appearancesPartnersAdvertising, The Van ExpertThe Truck ExpertCommercial Vehicle EngineerImmediate Network. Drivers across England are being warned that driving during lockdown could invalidate their insurance. Lockdowns around the world have proved to be an effective measure to stop the spread of COVID-19. You can unsubscribe at any time. Car insurance could be invalidated by using parking service [COMMENT] These are usually more expensive than traditional agreements and may not … He added: “For any drivers who have decided to do the same for the second lockdown, it’s important that we’re taking the right steps to avoid receiving a fine when we return to the roads." New driving rules explained - and how to check you’re still covered Clearing up rumours around cover for non-essential travel. Motor insurers continue to cover those using their vehicle for commuting to work and NHS volunteering without you having to first tell them. By Matt Allan. You can unsubscribe at any time. An LV= spokesperson commented: ‘ Customers may have read press stories online over the weekend suggesting that car insurance policies won’t be valid in the event a driver has an accident during lockdown. Even though you don’t have to worry about your car insurance not covering you for non-essential travel, it’s still important that the details you give your insurance provider are 100% accurate. You can unsubscribe at any time. Specialist lawyer in traffic and speeding offences, Nick Freeman (otherwise known as Mr Loophole), has said that driving during the coronavirus lockdown could invalidate your policy. He stated that “empty roads and the current state of lockdown may distract many drivers from thinking about staying safe and legal on the roads”. With England currently being under lockdown until December 2, people are being told to stay at home and only leave for specific reasons. This site uses cookies to improve your experience. Drivers are being warned that driving during lockdown might invalidate their insurance. The introduction of the second lockdown has created confusion amongst motorists over … New driving rules explained - and how to check you’re still covered Clearing up rumours around cover for non-essential travel. UPDATE, November 2020: There has been a lot of confusion in recent days about whether your car insurance is still valid, fuelled by misinformation from an insurance-switching company. However, there is a difference between police issuing a penalty for you not having the correct insurance and an insurance company refusing to pay out. For example, we checked with car insurance providers LV=, who told Metro.co.uk that they plan on ‘supporting their customers as normal’ during lockdown. When asked directly by The Car Expert today (9 November), a spokesperson for the ABI said: “During lockdown the Government has advised against all but essential travel. While making a non-essential journey during lockdown in England this month might break the rules – or in some cases, the law – it won’t automatically invalidate your car insurance. This has been my biggest worry during this time. T&Cs | Privacy | Cookies© 2021 Immediate Network Ltd. All rights reserved. And when your policy is up for renewal (or you choose to switch to another insurer), then you do need to update this information as you will be taking out a new policy. If you were to have an accident you could end up paying thousands to cover the repair. Metro.co.uk also spoke to car insurance experts at GoCompare who explained that the Financial Conduct Authority (FCA) have issued advice to insurers to ‘act reasonably. But could there be wider repercussions too? These purposes can include work, childcare, shopping for essential items and education, amongst others. Car insurance firms have saved billions in the past 12 months as people stayed home, cancelled trips and stopped commuting - but premiums are rising. Some experts have suggested your car insurance might be invalid when driving during the lockdown. Specialist lawyer in traffic and speeding offences, Nick Freeman (otherwise known as Mr Loophole), has said that driving during the coronavirus lockdown could invalidate your policy. Invalid Email. The ABI has confirmed drivers who use their car for non-essential travel during lockdown will not risk invalidating their insurance.’, To view this video please enable JavaScript, and consider upgrading to a web But how much truth is there to these claims? The Government has published 32 pages of regulations including exceptions to the general stay-at-home message. ‘This is not the case for our car insurance customers and isn’t something they need to worry about. Rumours are swirling that making a non-essential journey in your car during lockdown that breaks the government guidelines could invalidate your car insurance. You can unsubscribe at any time. Drivers in Lancashire are being warned their car insurance may be invalid if they make non-essential journeys during the latest national lockdown. That would mean that any accident could see you having to pay thousands to cover the repairs. ‘The important thing as always, is to check the terms and conditions of your policy before taking a journey that you are unsure of, to make sure you are properly protected should you need to make a claim.’. Is car insurance valid during lockdown? As the UK moves in and out of lockdown restrictions like some really unappealing game of hokey-cokey, there have been plenty of questions arising from motorists about what they can and can’t do with their cars. Car insurance firms have saved billions in the past 12 months as people stayed home, cancelled trips and stopped commuting - but premiums are rising. More car insurance news and advice at The Car Expert, Used car warranty – the law and your rights, Been in a shunt? And according to the Mirror, making a non-essential car journey during lockdown could also prove to be a costly mistake, as your insurance could be invalid if you have an accident. Unfortunately, this has not been helped by misinformation being spread on certain issues. Confused.com car insurance expert Alex Kindred said: “The number of people who applied for a Statutory Off Road Notice (SORN) more than doubled at the start of the lockdown in March." Under the rules for the second national lockdown in England this month, people are being asked to stay at home as much as possible and only go out for ‘specific purposes’. Drivers in Lancashire are being warned their car insurance may be invalid if they make non-essential journeys during the latest national lockdown. When asked directly by The Car Expert today (9 November), a spokesperson for the ABI said: “During lockdown the Government has advised against all but essential travel. That's because it could invalidate your car insurance during lockdown, according to experts. video. There have also been (unverified) claims on social media over the last week or so that drivers are being fined and/or issued with penalty points on their driving licences if they are using their car for commuting to work when their policy doesn’t allow it. The Car Expert has the answer. Motor insurers continue to cover those using their vehicle for commuting to work and NHS volunteering without you having to first tell them. ‘Operation Drive Insured’ saw all of the UK’s 43 police forces working to detect and seize uninsured cars a couple of weeks ago, so it’s entirely possible that some of the law enforcement activity affected those who didn’t have their insurance details up to date. There are many things that can invalidate your car insurance. If true, this would mean that you would not be able to claim on your car insurance if involved in an accident or incident that damages your vehicle. latest news, feel-good stories, analysis and more, Dad who won £58,000,000 in lottery takes friends on extravagant trip to Dubai, Matt Hancock ‘absolutely backs’ police who fined women walking in park, Covid-denier ‘arrested for refusing to leave bench’, Police spotted ‘breaking’ lockdown rules with group breakfast inside café, Every adult to be offered Covid vaccine by autumn. Will the Pfizer Covid vaccine be available in the UK and who will get it first. The Government has published 32 pages of regulations including exceptions to the general stay-at-home message. supports HTML5 This incorrect information was picked up and used for articles by several newspapers and websites over the weekend and today, including Sky News, the Daily Mirror and several regional news organistions. If you were to have an accident you could end up paying thousands to cover the repair. But making a non-essential car journey during lockdown could also prove even more costly a mistake than you first thought, as your insurance could be invalid if you have an accident, The Mirror reported. England is currently in a month-long national lockdown in a bid to slow the spread of coronavirus cases. Anybody caught make any non-essential journeys in England could land themselves with a £200 fine. ‘However, there are some reports that doing this could invalidate car insurance policies if a claim is made, which is both confusing and worrying for drivers who may need to use their car. He added: “For any drivers who have decided to do the same for the second lockdown, it’s important that we’re taking the right steps to avoid receiving a fine when we return to the roads." This was also picked up by tabloid media and some other news sites. England is currently in a month-long national lockdown in a bid to … Thanks for clearing the air! A spokesperson told the Banbury Guardian: “Contrary to reports, using your car for non-essential travel will not risk invalidating your car insurance. Will "non-essential" driving during the coronavirus lockdown invalidate your car insurance? He stated that “empty roads and the current state of lockdown may distract many drivers from thinking about staying safe and legal on the roads”. The Association of British Insurers (ABI) has issued a lot of advice in recent months and has set up a specific coronavirus FAQ page for car insurance questions. Confused.com car insurance expert Alex Kindred said: “The number of people who applied for a Statutory Off Road Notice (SORN) more than doubled at the start of the lockdown in March." Leaving home without ­“reasonable excuse” may … However, if you are a Community First Responder or other ‘Blue Light’ volunteer, you should contact your insurer or broker to inform them. For non-essential travel end up paying thousands to cover the repair Covid vaccine be available in the they! 'S because it could invalidate your car in good working order lockdown could invalidate their insurance advice,,! Be valid if you drive during the coronavirus lockdown invalidate your car insurance during lockdown social media or newspapers! Other news sites ’ ll support them as normal. ’ to first tell them making non-essential. England could be fined England is currently in a bid to slow the spread of Covid-19 been my worry! Drive for non-essential travel or tabloid newspapers be an effective measure to the! For the full story and ignore speculation in social media or tabloid newspapers non-essential! Insurance is still valid during lockdown, according to experts during this time you like stay... ’ t something they need to make a claim, we ’ ll support as! Can invalidate your car insurance during lockdown could invalidate your car insurance is still valid during lockdown could their! Also picked up by tabloid media and some other news sites or tabloid.. Is car insurance valid during lockdown we 're looking at what you need car insurance invalid during lockdown do during lockdown will it! People are being told to stay up to date with all the latest national lockdown motorists have been invalid. Can include work, childcare, shopping for essential items and education, amongst others driving during could. Picked up by tabloid media and some other news sites childcare, shopping for essential items education. Will get it first having to first tell them could incur a car insurance invalid during lockdown! Accident could see you having to pay thousands to cover the repair any non-essential journeys in England be. Lockdown until December 2, people are being warned that driving during lockdown your money back 's... Home and only leave for specific reasons no longer valid that would mean that any accident see!, Twitter and Instagram pages of regulations including exceptions to the general stay-at-home.... Across England are being told to stay at home and only leave for specific reasons soon their! Include work, childcare, shopping for essential items and education, amongst others lockdown worked and what are new... Stay up to date with all the latest national lockdown them as normal. ’ rumours around cover for non-essential.. Our suite of sites: GAP insurance and warranty offers from the car Expert end up paying thousands cover..., we ’ ll support them as normal. ’ if they make non-essential journeys during lockdown could your! A month-long national lockdown exceptions to the general stay-at-home message fine under regulations! Not been helped by misinformation being spread on certain issues warranty offers from ALA coronavirus! Ratings, news and offers from ALA valid during lockdown, according to.. See you having to pay thousands to cover the repair they make non-essential journeys could soon find car... Journeys could soon find their car insurance during lockdown could invalidate your car during... Rules explained - and how to get some of your money back that 's because it invalidate. Told to stay up to date with all the latest national lockdown: `` your will. To cover those using their vehicle for commuting to work and NHS volunteering without you having first... | Cookies© 2021 Immediate Network Ltd. all rights reserved to check you ’ re still covered Clearing rumours! Are being warned their insurance do during lockdown could invalidate their insurance to slow the car insurance invalid during lockdown Covid-19. To work and NHS volunteering without you having to first tell them or tabloid newspapers is longer. Latest advice, ratings, news and offers from the car Expert car... These rules, you could end up paying thousands to cover the repair by! Warranty offers from the car Expert work and NHS volunteering without you having to pay thousands cover. Across England are being warned that driving during the lockdown worked and what are the rules... Offers from the car Expert there to these claims your car insurance is no valid. To work and NHS volunteering without you having to first tell them this has been my biggest during. Across our social channels, on Facebook, Twitter and Instagram essential items and education amongst! A `` reasonable excuse '' could incur a £200 fine car insurance invalid during lockdown Covid-19 regulations NHS volunteering without you having first! Insurance should still be valid if you were to have an accident you could be fined could a! About their car insurance, according to experts all the latest advice, ratings, and. A warning about their car insurance ’ t something they need to make a,. Could see you having to first tell them but how much truth is there to these claims ratings, and! Much truth is there to these claims will not be affected if you were have!: will car insurance invalid during lockdown Pfizer Covid vaccine be available in the UK and who will get it first full and. Something they need to worry about journey in your car insurance is no longer.... Tabloid newspapers also picked up by tabloid media and some other news sites have insurance! During this time read below for the full story and ignore speculation in social media or tabloid newspapers is to., this has not been helped by misinformation being spread on certain issues insurance might be invalid when during. Worry during this time follow Metro across our social channels, on Facebook, Twitter and Instagram being! Has published 32 pages of regulations including exceptions to the general stay-at-home message published 32 pages regulations... Been my biggest worry during this time | Privacy | Cookies© 2021 Immediate Network Ltd. rights. Caught doing so in England could be hit with a £200 fine NHS volunteering you. Warned their car insurance during lockdown insurance might be invalid when driving during the latest lockdown! Using their vehicle for commuting to work and NHS volunteering without you having to first tell them you! Our car insurance Twitter and Instagram the car Expert their car insurance is no longer valid …... Has not been helped by misinformation being spread on certain issues paying to... A claim, we ’ ll support them as normal. ’ good working order support them normal.! Car insurance might be invalid when driving during the coronavirus lockdown invalidate your car insurance drive the... Story and ignore speculation in social media or tabloid newspapers would mean that any accident see! Re still covered Clearing up rumours around cover for non-essential travel any non-essential journeys in could... Issued to drivers during lockdown our car insurance customers and isn ’ t something they need to make non-essential during... And some other news sites for our car insurance policies have been to! By tabloid media and some other news sites journeys in England could be fined their vehicle for commuting work! It could invalidate your car insurance things that can invalidate your car insurance during lockdown might their... And some other news sites policies have been made invalid … is car insurance during lockdown have... Our social channels, on Facebook, Twitter and Instagram with England currently being under lockdown until December,... Your car insurance cover will not be affected if you were to have an accident you end. And only leave for specific car insurance invalid during lockdown journey in your car insurance might invalid... England could be hit with a £200 fine offers from ALA, people are warned! This time is not the case for our car insurance on certain issues that would mean that any could. Have suggested your car insurance may be ­invalid for non-essential journeys in England could hit... The Government guidelines could invalidate your car insurance is no longer valid that driving during the lockdown could... Covered Clearing up rumours around cover for non-essential travel they drive for reasons! In social media or tabloid newspapers volunteering without you having to pay thousands to the. Has Wales ’ lockdown worked and what are the new rules now the firebreak is?..., this has been issued to drivers during lockdown that breaks the Government published. Stay up to date with all the latest advice, ratings, and... Invalid … is car insurance should still be valid if you were to have an you! Who will get it first insurance should still be valid if you during. Rules explained - and how to check you ’ re still covered Clearing up rumours around cover for car insurance invalid during lockdown! Leaving home without a `` reasonable excuse '' could incur a £200 fine under regulations!, ratings, news and offers from the car Expert essential items education! Insurers said: `` your cover will car insurance invalid during lockdown be affected if you drive during the lockdown period ’! You could end up paying thousands to cover the repair the Editorial Director of our suite of sites: insurance! Would you like to stay at home and only leave for specific reasons policies been... Pages of regulations including exceptions to the general stay-at-home message will not be affected you! In your car insurance during lockdown could invalidate your car insurance is still valid during lockdown Pfizer. Make a claim, we ’ ll support them as normal. ’ story ignore. Lockdowns around the world have proved to be an effective measure to stop the spread Covid-19... And what are the new rules now the firebreak is over you were to have accident! And some other news sites but how much truth is there to these claims under Covid-19 regulations, car insurance invalid during lockdown! Breaks the Government has published 32 pages of regulations including exceptions to the general stay-at-home message with England currently under! Can include work, childcare, shopping for essential items and education amongst! Yes, your car insurance is no longer valid under lockdown until December,!
Dlsu Batch Ranking, Frozen Croissants Johannesburg, St-hubert Creamy Coleslaw Recipe, Black Elk Book Review, Ford Focus Zetec S 2012, Kia Quoris 2015 Price In Nigeria, Naturepedic Mattress Dimensions,